Current RTC matches owner KYC
Pull a fresh RTC/Pahani from Bhoomi. The owner name + ID tier must match the seller's KYC exactly.
The 14-point due-diligence checklist
The exact check our verification team runs on every deal — grouped into title, physical, water/power and litigation. Tick items off as you clear them; your progress updates live. For a full walkthrough of each item, read the buyer’s guide.
8 / 12 complete4 items to full clearance
📜Title & ownership4 of 5
Verified
15-year encumbrance certificate clean
Two transactions in 15 years is normal (e.g. one inheritance partition, one mutation). No liens, no court orders.
Mutation status current
The most recent owner change must reflect in revenue records — no pending mutation.
Sale-deed chain back to 1990
Every transfer documented with no gaps. Each one registered and stamped.
No co-owners / heirs off record
Publish a legal notice in two local newspapers. 30-day claim window before you proceed.
🏞️Physical & boundary2 of 3
On-ground boundary matches Tippan (survey sketch)
GPS-walk the perimeter and compare to the survey sketch. Sub-1m drift is within tolerance.
Survey numbers in deed match those on RTC
Cross-check every survey/sub-division number across deed, RTC and Tippan.
Walk the boundary yourself, with the neighbour
The single biggest source of post-purchase disputes is silent neighbour-encroachment. Walk it. Take photos. Get the neighbour to confirm.
💧Water, power & access2 of 2
Borewell yield holds in summer
Measure yield in peak summer, not the monsoon. Confirm the pump set works and ask about March drop-off.
Electric connection in owner's name
Cross-check the latest DISCOM bill against the title-holder name.
⚖️Litigation & encumbrances0 of 2
Court records check (district + High Court)
Public docket search via a legal partner. Takes 3-5 business days.
Tax dues up-to-date
Latest tax receipt plus tahsildar confirmation of no arrears.